About MortgageModNow
Mortgage Modification Resource
Falling behind on a mortgage is stressful, and the modification process can feel confusing. MortgageModNow exists to make it clearer: what a modification is, how the process usually works, what documents you'll need and where to find free, trustworthy help.
What we are — and aren't
- We are an information resource for homeowners.
- We are not a lender, loan servicer, law firm or government agency, and we are not affiliated with any of them.
- We do not provide legal, tax or financial advice.
- We cannot guarantee that a modification will be approved or that your payment will be reduced.
Free help is available
You can always contact your servicer directly at no cost. The U.S. Department of Housing and Urban Development (HUD) lists approved housing counseling agencies that offer free or low-cost help. For legal questions, consult a licensed attorney in your state.